The Consumer Leasing Act regulates personal property leases that exceed four months and are made to consumers for personal, family, or household purposes. The statute requires that certain lease costs and terms be disclosed, imposes limitations on the size of penalties for delinquency or default and on the size of residual liabilities, and in some instances, requires certain disclosures in lease advertising.


In reality, when it’s 08:30 a.m. in New York on the East Coast, it’s going to be 05:30 a.m. in California at the West Coast and 07:30 a.m. in Texas at the South and 6:30 a.m. in Montana at the North. This is already a problem, for folks who don’t know how to manage the situation, just with the United States in view, let alone the rest of the world.
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